ITT we discuss business strategy and help other anons escape wage slavery, build a business that subverts capitalism from within, and become ethical petty booj with a lefty perspective in mind.
This is for serious discussion only, keep focused on the topic and don't derail the thread.
>>10742
>At Mondragon, there are agreed-upon wage ratios between executive work and field or factory work which earns a minimum wage. These ratios range from 3:1 to 9:1 in different cooperatives and average 5:1. That is, the general manager of an average Mondragon cooperative earns no more than 5 times as much as the theoretical minimum wage paid in their cooperativeSeems based to me, however they should tighten those ratios a bit.
What I was thinking is there should be a graduated pay scale that increases in proportion to the company's net revenue. The biggest thing that fucks workers as the company gets larger is the PMC divide gets bigger.
>>10755Based. Is it something you can grow?
I’m a contractor too and got fucked with a lot of taxes this year. After all deductions I had like 20k listed and they still charged 4k for self employment tax. Was thinking about getting more contracts and hiring out someone to do basic tasks, but the skills are kinda specific to the industry
>>10763It’s surprising how many rich boomers don’t have any clue of how basic excel works. This format can work for a lot of businesses really, there are document templates all over the internet you can modify and send as a “package” to some companies.
The newest job in this would probably be “business insights analyst” or something. It just involves knowing some basics about data and plugging their figures into Tableau or some other dashboard.
On a side note, I was wondering is there a way to possibly deduct donating to homeless or leftyorgs as a business expense? Usually the IRS wants to see if the expenses are ‘related’ to the business whatever the hell that means.
>>10764Man, general tech illiteracy can still be high with a lot of small businesses that have money to pay consultants for certain services. Even with some modestly sized businesses you can find a bewildering lack of knowledge on how to even present some basic financial documents, and of course tons of things like excel spreadsheets with every cell manually calculated and entered.
I couldn't say about deducting donations to leftyorgs though, I'm a wagie. I'd imagine not, just because it has to look like it is even thinly related to your business. I've heard people say they write off all kinds of goofy shit, but I think they're just hoping the IRS doesn't bother them since they're still small fries. It will usually still be something "business related" though. Like putting new tires on their car or something written off as related to their transportation for work.
11. Wage outsourcing
If you’re a desk jockey wagie and aren’t bothered often, hire out a virtual assistant from the third world and have them do half your shit.
>>10766Yeah probably hoping they don’t get audited. Regarding taxes it’s insane how porkies setup taxes so small businesses eat shit and are disincentivized while the big porkies write off all kinds of shit. Given that IRS admitted it audits poor people more than porkies, the system works exactly as intended.
Other than that all this expense shit just props up capitalism more by forcing consumerism onto people and businesses. Would be nice to find a loophole so my taxes don’t go to bombs being dropped on children abroad
>>10772>>10773Unless you've got a great idea you going to be a wagie my friend. But being a wagie is also part of the path out, if you can ever make it, because through wagie life you can sometimes learn enough to see the path out. You will presumably be in a functioning company, so you learn its processes and the business environment.
But in all likelihood you will remain a wagie because most people are wagies. That is why there are communists. But there isn't a detailed enough template to get you out of it, you can only see the contours of what is required in fill in the blanks. And there is the risk you lose time and money on it, though it should be noted that sometimes attempting to make a business and failing can ironically look good on your C/V, depending on the circumstances I guess. But of course you don't want a business to fail that you sank money into because then you feel like it was all a waste.
>>10778This. The nonwagie life is just glorified by rightoids, in reality there are a lot of benefits for being a wagie. Being a nonwagie means scrounging together your own monies and putting it into a business that might fail, working long hours and getting nothing in return, having little social life and no coworkers, no consistent wages, hard time paying the bills, get taxed more and have to pay all your own benefits etc. The porkies in all likelihood make it purposely difficult to be anything but a wagie to stomp out the competition and petty boon to secure their monopoly profits.
Being a wagie you can see how big business works and model your own shit after them and make a small biz that they might need. Is it necessary to be a wagie first? No, but it helps in all likelihood.
>>10742Mondragon is great, but just not a utopian dream. I think everyone knows that now for the most part, but should generally be noted in case anybody is fooled into thinking Mondragon is the best thing there could be. They spread a lot of co-op business practices to other areas of the world. I wish I worked there tbh.
But I also have posted in the past about experimental co-op business structures. I'm extremely interested in trying to expand the worker co-op sector in America, but right now there is a bit of a lull in new strategy on the part of the major associations and shit. People are leaning into federal support and trying to get legislation that gives tax exemptions for owners selling to employees, as well as grants and federal loans. I think this is a bit of an abdication personally. While it isn't unwanted and is still productive, I think there is something to be said for the notion that for worker co-ops to really succeed, they have to be able to expand at least somewhat on their own. There isn't any honor in refusing to lobby for federal and state favoritism, the capitalist sector does it too. But the capitalist sector also just independently produces far more new businesses than the co-op sector.
Everybody recognizes the problem is primarily twofold:
1. lack of education on the co-op business form, and so lack of entrepreneurship where it may otherwise have occurred
2. failure to raise capital because you can't issue real equity in the business, only various limited forms of it.
I think while they are both important, the latter is a much more enduring structural issue that needs to be addressed. Right now I'm looking into the notion of replacing an investment fund that gets equity in its businesses with some kind of capital renting co-op. This has been called the "venture commune" before, and I haven't really seen the concept mentioned or grappled with much elsewhere. Basically instead of having equity, you have a co-op that leases capital to startups, probably with some kind of licensing terms that have requirements of the lessee. The goal of the capital renting "fund" would be to grow the co-ops it rents capital too, but in order to rent more capital to them, in effect growing the size of its investment over time. It effectively has a stake in the business, by directly owning the capital but not the labor or its proceeds (it doesn't own any of the profit). But in order for this to not still be an exploitative relationship, any co-op it is renting capital to has all of its members join the lessor as a members. They effectively lease the capital to themselves, and receive any profits. So the capital renting co-op is more of a vessel that is simply supposed to have a logic embedded in it to increase its capital stock for rental to new co-ops, in effect investing in them. But every co-op that joins is not exploited, they receive those profits back equally.
There are several problems with this model, but unclear to me if they are debilitating or insurmountable because it hasn't ever been tried. One would be that some co-ops will be more capital intensive and therefore be subsidizing co-ops that are more labor intensive. This, because they're paying more in rent to the capital renting co-op, and that rent is then redistributed equally to all members of every co-op it leases too. However, I don't know if this would REALLY be a problem, I think it depends on the scale of the difference. As it is, co-ops already have this problem internally in the sense that some workers are more productive than others, yet every worker's profit is traditionally treated as a function of their working time rather than anything else. So it could be arguable that one worker is more critical in their labor than another, but both receive the same profit share if they work the same hours. Therefore, you might expect some workers to feel a bit cheated in terms of profit share.
And perhaps they do, but it doesn't seem to be a debilitating problem in studies on co-ops, so I'm not sure if the equal profit distributions from the capital rental would cause much of a revolt either. It may be the case, like in general, that most co-op members just feel satisfied to be getting a profit share, to have secure employment and to be included in the co-operative culture.
>>10782Scaling up landlording is not as easy and if you are already rich enough to buy multiple properties or are born rich you probably dont need to worry about business in general. Some smaller landlords buy rundown properties in the midwest or something and make a small rental inco,e off that to start. Buying distressed and foreclosed properties is also common.
You can buy a property and take out a loan on another though, but the bank has debt ratios that they wont let you borrow anymore after a certain point.
>>10782It has issues, but as always it mostly revolves around having capital. You can make money landlording, even good money, but it will take most people time to grow their portfolio. A big chunk of time, decades. Which is why in general most landlords are small, only one a couple of properties at most, often just rent out a unit in a duplex and live in the other one or something like that. There are a smaller amount of medium to large sized landlords that own many properties, as well as very big properties.
But for the person with low capital the kind of path to getting really big in a quick amount of time is always beating the market, which can be difficult and based in luck or very individualized insight. You basically have to know either what neighborhoods are about to be gentrified before the gentrifiers are rushing in, or you need to have a really well positioned commercial property or piece of otherwise useless land that some developer is eyeballing or some business really desires to move into. But again, all of this is largely based on blind luck, or otherwise very fortuitous moments that find you very well positioned to know something most others don't at the right time.
Of course, this can be very different with the big whales. Property developers with a lot of money that build huge buildings with the boutique and luxury shopping on the ground floor, the restaurants, maybe a gym attatchment, and then all those residential units above, these people basically create the market for themselves. They can choose nearly unilaterally what area is going to get gentrified or developed, because they're the flag that tells everyone to rush in. It is a rigged game in that way, once you have the money you start setting the terms that causes everyone else to know where to go. If you build one of these big fancy new buildings in an area with otherwise modest traffic, there is a good chance that other property developers look at it and start throwing money in that area too. It can still be the case that a big property developer fucks up and plops some brand new expensive building in an area nobody genuinely wants to move, but these guys also usually have the money to do big feasibility studies and events with the city and other businesses and whatnot to turn everything in their favor.
But anyways, all of that just to say that I wouldn't discount how nice landlording can be as a means of getting steady income or retirement money without doing any work, but it takes time to build up and you most likely aren't going to get "rich" in the conventional sense. Maybe very comfortable and somewhat secure, but probably not rolling in it.
>>10755I think for those who can, this is the way to do it.
Charge as much as you can relative to the client, then use said amount to support others.
>>10766>>10764What are some basic Excel videos/sources you'd recommend?
I am a brainlet, and didn't pay attention in school about how to use MS Office (or rather Office Libre), and even as an adult I just sort of plunk along without actually knowing what I'm doing…
>>10832I haven’t watched too many videos on youtube so I’ll list out some topics you can look up instead. The way I learned is just by downloading a bunch of different excel files and playing with them. It would also help to learn some really basic programming and data science as a supplement since the longer formulas in excel can get a bit programmerish and the data in the tables needs to be normalized.
The stuff that comes up most often at my work:
Tables
Conditional formatting
Formatting in general and making forms
Page layout view
Index Match formulas or vlookup formulas
Pivottables
Bar charts, line charts
Basic functions and formulas like sum, average, conditionals (if, and , or), nested functions
Name manager
Power pivot /power query
Structured references
Vba and macros (just some basics)
>>10842Yes I think right now would be a good time to buy some small business if you have the capital to do so as the sellers are desperate to sell. Would need to float it for a while till the upswing and pay the overhead, but I think when I read Felix Dennis’ (maxim billionaire dude) book that was his entire strategy- buy a bunch of businesses on the downswing and sell later after they’re profitable again.
People spend all their savings on homes and shit, this just seems like a better plan. Even marx said the rational capitalist reinvests his savings.
>>10732>>10735>>10736Either self employed or form a Coop Structure.
http://www.toryburchfoundation.org/resources/starting-a-business/choose-your-business-structure-cooperative-2/If your self employed and not a coop, when you finally have money coming in form a Limited Liability Corperation to protect personal assets from business assets. So if you get suied it be the company getting sued and not you personally. The moment you hire a worker is when you become petite booj if your going the self employed/LLC route.
Sorry for the late replies, I forgot about this thread
>>10762>Based. Is it something you can grow?Clients come to me spontaneously so I must be doing something right. I have some plans to branch out into electronics. Spending part of my earnings on tools in that direction.
>>10763Yeah having a niche is key. But actually what I've been doing so far is Django stuff, not my particular niche. Slaving is the web mines is likely to be lucrative for a long time, even if it isn't very interesting.
>>10831Yeah, I try to be as helpful to comrades as I can. It frees up time for reading theory too.
>>10833Actually on recent reflection I understood something very simple that previously I was totally neglecting in other writing on that model. So another downside to the model that I was aware of but was thinking about the ramifications of was that if the coop capital fund gets to a big enough size it could have such a diverse portfolio that the average return on the capital is similar to the whole market, and so adding any other coops doesn’t really give the members more money. More members join with each coop, and if the coops are all various in their capital intensity then you probably won’t see your profit share rise anymore even as more coops come in. I figured this may just be irrelevant as well, because that is effectively the case for a lot of coops which still will grow out of the necessity of competition. Even if the members aren’t making significantly more profits due to new members being given ownership as they enter the coop, the desire to have more cash for the security of the coop itself is another driver of growth.
And while I figured the same dynamic might apply to the coop capital fund, it occurred to me to take more seriously the notion that the coop capital fund’s profits can be used for social goods accessible only to coop members. Like schools, health clinics, gyms etc. as some examples. This could have several benefits, such as generating some publicity for the model and driving more interest in worker coops on the part of people who may want to join for the benefits, and being potentially an efficient way to both use the money and keep it within the coop ecosystem. Downside is a lot of facilities like the ones mentions above would assume the coop members are all very localized to certain places. It may also be the case they’d prefer to just have the money. But I was just contemplating it because I think it would almost be like endogenously building dual power within a tight knit coop ecosystem. It would make more people dependent on the coop fund, but also experience it as a kind of self-directed community project. In a sense it could be an avenue to give autonomy and political experience to members who participate in votes on how to allocate some of the surpluses to new community benefits, and as mentioned before could generally help in building a more closed economy. Contract work could be given to a member coop, for instance.
This kind of resembles how Mondragon has tons of subsidiaries that actually serve Mondragons members, but hopefully the slightly more decentralized angle allows for the coop fund itself to continue focusing on expansion and not necessarily having to worry about the details of how all of its members operate.
>>11155Do you speak any other languages? If you are good you can sign up to italki and teach. Howeber if you are good at english (and you sound like you are, but if you're not perfect it as it is super useful) you could also try upwork though youd need time to build a profile doing some small jobs. Once you get good at middlemanning some white collar tasks you can charge more, force your clientele to liason with you directly through your own business etc.
Ultimately you do not want to hand over control to another platform or booj website. Always wrench control away for yourself.
>>11060Interesting. I've been doing basically this. Although I still haven't quite gotten front end.
My biggest issue is charging clients. Nobody seems to want to fork over the cash and they'd rather pay others peanuts for shoddy work :/
>>11249>they'd rather pay others peanuts for shoddy work :/Good. Then offer them a "repair" service where you charge $ x % more to fix the shoddy work per shoddy thing and the degree of shoddy.
When they balk at that price, offer them your original offer.
>>11511 (me)
would like to add that my overhead costs are nothing, as I work out of my own home and do almost everything online. I wake up whenever I want and go to sleep at 4am after browsing leftypol for a few hours. Seriously, if you have the brains to get an undergrad degree and don't mind grinding for a bit to get clients, this is a comfy path for STEMlords and people with worthwhile humanities degrees like english lit and history.
>>11513indeed. canadian medical schools and now even law schools are starting to scrutinize all ivy league applicants for this reason. we all know how bad the grade-padding is north of the border, as we get a crap ton of post-grads looking for a higher degree and employment.
that said, there is a clear line between the legitimate companies like mine and the thinly veiled professional cheaters. all of my students were exceptional because I made them that way - no flex
>>11516Education is flooded.
Then again, make a niche for yourself.
>>11631Start a coop and get someone else to run it so you can focus on doing what you like.
Try to turn your hobbies into a job, but as you said you don't want to "work" which wouldn't be a problem under communism because your hobbies are in fact contributions that others can enjoy.
But we ain't there yet. So. Automate what you can, contract out and offshore what you can, get someone else on board and compensate them well, or yeah just suck it up.
>>11634How does one start the legal structure of a coop? I tried monetizing hobbies once, but I stopped because they kinda kill the passion for it and teaching etc is not the same as practicing. Fucking capitalism is so inescapable it makes my spirit full doomer.
I dont think I get along well working with others, i dont know if its the company im at but wagies get all political and stupid about their jobs.
>>11638I didnt apply for remote, i worked in a factory with boomers, made a niche for myself as the technical data guy then told my boss im leaving 'for a few months' and gave him the option to keep me as remote. Made a coworker be the guy to interface between the boomers and never returned. The factory was soulcrushing i couldnt take that shit.
Though u could check out remote.co and weworkremotely
>>13877>>13878>>14164Middle managers are trash. Read Mark Fisher's Capitalist Realism. The people who are against the system, yet work for it, are usually the ones who are promoted, they show they can think for themselves, but not enough to actually not work there. If you were a danger to the company, and by extension to capitalism, you'd be fired, not promoted. Just like Amazon fired the guy who talked to his co-workers about unions. But now they've turned you into an asset.
Remember Joker in Full Metal Jacket? The drafted college kid who didn't give a shit about the army. What happens to him? The drill sergeant PROMOTES him, because being a lowly grunt was just not mentally stimulating enough and it was a way to subdue his anti-establishment tendencies, by making him part of the establishment some more, not less.
You, as a middle manager, have no choice. You have to follow the orders you're given. What happens when you're asked to fire an employee (prole)? How will you justify that? How will you look a prole in the eye and deny them a raise when you know that money is theirs in the first place and no matter what raise they get still wouldn't amount to their full value of labour put in.
You are not an impostor, because you aren't "trying to fight" anything. You're a middle manager who shitposts on a leftist book binding forum. What danger do you pose?
>>14177the artist is good, but I was looking someone who does more "dark" than cute. graphics need to be gritty, not polished characters with soft, round faces. I looked through some of the stuff, and there's a lack of anger on any of them. as I said, you can see the artist is very good at what they do, just not what I'm looking for.
pic related is the kind of style I'm looking for. doesn't have to be as detailed, or necessarily skeletons, but similar tone.
>>14184He usually has angrier stuff, but I think he realised it turns clients off and, well, artists got to eat :\
He use to have a really badass "socialism or extinction" version with like a red planet with a skull on the other side
>>14239Mining will kill your GPU, yes, because it is running at 100% 24/7. Mining cards last about a year, depending on whether you overclock them or not. Also, you'd need a good card to make $100 mining, like an RX 570 or above. So yeah, in about 3 months you'd pay off the card, make another $900-1000 before it dies. Take $300, buy new card, repeat, and you've made about $700/yr. But you've also spent time on setting it all up, running it, maintenance, etc. So you have to calculate whether $700/yr. is worth it for all the work you'd be putting it. It's not for nothing that miners fill whole rooms with cards to get a decent return.
You're better off just selling weed to friends. Buy a half pound for $600, that's 8 ounces. Sell 7 ounces for $110-120 each, leave one for yourself to smoke and you're making $700-840 on each $600 investment, plus you smoke for free, plus people will think you're cool. Just sell to friends and their acquaintances, never to strangers, don't advertise on the street and don't carry any significant weight with you except when picking up. Don't do deals in front of your door, have the person come in, or better yet, you go to them. Always weigh out like 0.2-0.3 more on the scale and you will get return customers. All you need is like 10-12 regulars and you can make $200-300/mo. I mean, sky's the limit with drugs, but it's all an ambition/risk trade off and you probably don't want to have more than half a pound at a time. If you don't have plastic baggies, it's hard to nail you for selling, even if you have a scale, so if you're caught you claim it's all for personal use, you wanted a deal on the amount cause weed is expensive, etc. Give people weed in like ripped pieces of supermarket bags, or small jars, or something else, as long as it is not those drug bags, and you're good.
>>14504If you can't create, copy and optimise.Then release it for free and open source, but ask perhaps for some donations for your time spent tending to it and running costs.
Make a cool program that compares what someone is told is a good deal (say $15 and hour), versus what it could be under a left economic view.
>>14537All the episodes end with a "yeah it's shit, but we can make it better by trying!" theme
But the episode about work ended the bleakest.
Not even they could pretend contradiction between the classes didn't exist.
>>15325Depends how you want to live, if you wants kids, and more. 1.5 MM should be enough for most lifestyles.
Shit like healthcare is cheaper, but public schools are utter trash. Public universities vary, but you probably want a private one. Housing can go anywhere from 300 to 3,000 usd a month depending on the area you want to live in, city, etc. More than 3k usd is too much IMO.
Depending on the city, you'll need a car too.
Idk, ask me anything if you want. I'll respond tomorrow.
>>15334In general, nothing special. If you're in big cities and especially the wealthier parts, you'll find more hot people because of the effect money has on attractiveness. Mexico City has a huge "upper middle class", so I'd say that is your best bet.
>>15363If you separate your investments you can easily calculate it.
>>15366I put 10 dollars at x price
and 20 dollars at y price.
It is now at z price.
(10 * z/x + 20 * z/y) / (10 + 20)
I think that solves it.
>>18263>I lost half my life savings>I haven't slept in days>I'm gambling with the other half of my life saving.Yup you're going to loose the rest of it too
>If i breakeven i am quitting this shit for good.That shit is designed to steal money from you, unless you hire fancy financial services that know where all the sucker traps are.
Stop now while you still have the one half left.
>>18264>That shit is designed to steal money from you, unless you hire fancy financial services that know where all the sucker traps are.Stop now while you still have the one half left.
Well im going to play it a bit safe until I have confirmation its going to tank. But I think i have the hedge fund plans figured out, this past week theyve pumped tech stocks beyond all time highs setting them up for a big dump when their earnings disappoint. Im planning on riding it on the way down. However just in case I will not buy in until I see strong sings of a dump. But you can look at amazons history and all it usjally dumps after earnings, all the companies are overvalued as fuck right now because people have just been spending all their money printer dollars on stocks. I think it will dip hard next week. Plus the fed meeting is next wednesday and if they announce a taper it will dip harder.
>>18269I know but capitalist money is just a bunch of numbers and hopefully ill be up again. Will keep everyone posted.
My plan is to do a stra gle before earnings (buy a call and a put) wait for earnings and if i see a dump i sell the call immediately and ride the put all the way down to 10-20k plus. I will watch the charts like a hawk and if i see a trend reversal I'll sell the put right away and switch to a call.
If Im right and its going to dump its possible i may get out alive. I wouldnt have even gotten into stocks if it wasnt for that bullshit GME thread a while ago here, ive been trying to recoup ever since then lol
>>18612It's a hard hustle. There are many ways to do it. The US market is highly saturated. Other markets aren't as much. You can also do shit like arbitrage, where you sell shit on ebay and just buy it on amazon to your buyer's home.
Beware of people selling you shit related to dropshipping. It is mostly all scam.
It takes a while to understand what the fuck you are doing and not fuck it up. You should expect to lose some money right out the door.
>>18662>If I just made $100k doing business, does that mean I'm porky now?Yes. We're not liberals here, we are critical of the capitalist system, not necessarily individual capitalists. Most capitalists are trash, but we like some, such as Engels.
If you have a successful business, could you turn it into a cooperative?
>>14177>hardk0bano /get/ is gay
>>19637second
>>20403they're gay as fuck games made with the express purpose of keeping you playing everyday like a goddamn mmo (what they call engaging the players with rewards) by making you feel like your personal token is gonna grow in value when you sell it back to a new player,and you have to pay first before starting
an absolute joke.
>>20414>they're gay as fuck games made with the express purpose of keeping you playing everyday like a goddamn mmo (what they call engaging the players with rewards)Sounds like my father clicking on stupid ads all day to earn a tiny fraction of 1 bitcoin every day
>making you feel like your personal token is gonna grow in value when you sell it back to a new player,oh, I see
>and you have to pay first before startinglol, how much exactly? I know someone who's new to crypto and playing Axie Infinity, and this person is practically rich by wagie standards so maybe they didn't care that they had to pay.
>>21134>the communist riffIt's a cartoon about an idealized version of capitalism, investment and the like, it's not communist, it's just related to the thread.
>>21115 Here's some others; I think it's a series of pro-capitalist cartoons from the late-40s or mid-50s on the same line as Make Mine Freedom by Utherland productions.
https://en.wikipedia.org/wiki/Make_Mine_Freedom https://archive.ph/TLeJ9 https://archive.ph/qyIqJ It's Everybody's Business (1954) is similar but not it either:
https://www.youtube.com/watch?v=nHDyE954l4U&ab_channel=OldTVTime https://www.youtube.com/watch?v=nkDUgeIOkLY&ab_channel=TheBestFilmArchives How Stock Market Works | Investing Basics | Animated Short Film | 1957
>>21439It do be like that
I just want to help fund my local group, but this boomer cunt keeps dogging me >:(
>>22150>>22179If you can't get a loan, another way to make money in real estate is subleasing to Airbnb. I know a guy that does this. He rents about 10 apartments downtown and puts them on Airbnb. It's apparently easy to find landlords that are ok with this.
I don't see why you couldn't have 100+ apartments if you outsource the cleaning.
>>22683that's a very odd company
guitar instruments and anime themed chips? but okay
>>22686like this
https://en.wikipedia.org/wiki/Elektron_(company)synths and samplers with tons of cool effects to musically warp sound in as many ways as you please
>>22705live, hands-on instrumentation
also there's no good FOSS DAW, but that's another thing
>>23201>It doesn't make more money thoughthe silver:gold ratio is way off what the crustal ratio is. like 80:1 compared to 17:1. there's some debate why exactly this is, the most convincing reason to me being that silver is heavily shorted. I expect the price ratio to go back to what we'd expect LTV wise. this means one of four things:
1) the price of silver goes up while gold stays constant
2) the price of silver stays constant while the price of gold falls
3) both prices decrease
4) both prices increase
only 3 is a worry to me and seems unlikely. plus from my point of view this is basically free gold and silver
>>23202I could use it to dodge taxes, but it's more that cashing in crypto has gotten a lot harder here because of AML crap. like how do I prove that coins I bought with cash from some random guy at a hacker event years ago are actually that and not drug profits? especially since these coins have since then been mixed
>>23220buy them during a dip, price is low rn because of Ukraine, wait for a few months, price will rise in the summer.
I like to fancy im a day trader, whether ive actually made more money trading than just sitting on it is questionable.
>>23236oof
you could maybe try and get an identical drive, open them up and swap the platters. build a little clean room for the operation
>>23255sure in theory, but worth a try
also 3 bitcoins is $120k so it's surely worth trying to get the drive fixed
>>23310No. Don't be a retard and don't listen to him
>>23312Russian ADRs are worthless now
>>23310No. Don't be a retard and don't listen to them
>>23323Russian ADRs are worthlots soon
>>23606I'm getting less trusting of any payment system seeing how banks can get kicked out and accounts seized. Even Bitcoin has the problem of being useless if the internet goes down or there is a big split in the internet eg. Russia gets isolated from the rest of the world.
I'm starting to stock up on gold and silver. I don't believe it will go to the moon, this is just being a prepper.
>>23805they’ve only been going up the past few decades because of prepper paranoia
it’s a pyramid scheme
>>23807a commodity’s price fluctuates according to its market
the graph shows a pretty clear boom and bust cycle that occasionally replenishes itself every few years
>>23815actually i think it’s because of its use in electronics
scarcity is a non-factor to any serious marxist
>>24510Create your own site
Sell digital goods that cost nothing to make
Learn how to game places like Amazon etc., to get you over the "starting out" hump
Spend more on data based marketing then anything else
See if you can even break even by the end of the next financial quarter
Don't forget to set up a "not illegal" tax minimisation strategy such as registering businesses in low tax states as pty ltds.
>>24510stripe.com
also you don't need to have an automatic payment system, you could always handle orders through e-mail or something and receive money through direct bank transfers and/or crypto
>>26355Any countries or regions in particular?
>>26387Buddy guess what? Not everyone you talk to on sites like this is white. You ever think of that?
>>26433> You ever think of that?they never think of that. that's what makes it a
klan chan
>>26623Looking like a good little haul to help fund local orgs when the time come.
Also kinda cool to look at and handle I'd imagine (in a tactile/kinaesthetic sort of way).
>>26637for now it's just to hedge against inflation. also yes, shinies are nice to fondle and look at
>>26638look up sreetips on youtube
https://vid.puffyan.us/watch?v=2sZUAprS5KIhttps://vid.puffyan.us/watch?v=gfNezDyNvVIhttps://vid.puffyan.us/watch?v=s6B_ZK3L4rAwith zero chem knowledge it might be better to scrap electronics and sell the gold plated stuff on ebay
>>26676Engels was already from a rich family.
These fucks want to "escape wage slavery" by becoming petty bourg and kulaks.
>the proletarian can free himself only by abolishing private property in general >>2712330k is 10% down on a 600k house. You should seriously just buy a house, though maybe wait for the oncoming recession in 6-18 months
>>10732Anyone thought of making lewd games on Patreon it seems easy af and people pull in so much cash as a side hustle. The gay space only has two popular games so it wouldn't even be hard to get a niche with a sizeable fanbase. Tfw can't draw though, only write and coding.
>>27134You'd need some kind of stock in return. stonks are probably easier, but if u wanted to do that real porky way you'd need a lot of capital. Then you'd buyout so many shares in the company you'd get a controlling interest. Or I guess you could do the hotdog cart way but might be easier to just do loans.
You can also do hard money loans for real estate. You lend to private developers that are trying build a house and if they successfully flip it you get a cut of their jib.
>>27123I'm going to agree with
>>27124 on buying a house. or simply work less
>>27134index funds, then a fraction of that in stocks
>>27145kek
>>27146i'm taking bout apps like google pay and apple pay
there are several of those in my country
>>27144>what kind of phone payment app should i use to make savingsAcorns in the US
And RAIZ in AUS
>>27139I don't know, buying stocks of a local bar or a corner store seems silly.
I don't want it to be a flat loan, I fear it'll come off as predatorial.
>>27151>index funds, then a fraction of that in stockselaborate
>>27228It does seem like index funds is what I want.
Once I start my new job I try to save for a small investment.
>>27134You buy in stock on the stock market through a broker.
Btw you should read "The richest man in Babylon" .
>>27438After reading about index funds I'm only interested in passive investments, the stock market is too autistic and too much hard work.
>Btw you should read "The richest man in Babylon" .Looks interesting, I been meaning to read rich dad poor dad, how does this one compare against it?
>>28030gold coins usually have decent premiums, especially if numisfags are uninterested in them. silver premiums tend to almost always be terrible
I also think platinum is way underpriced compared to gold, the same way silver is underpriced compared to gold. could be that gold is overpriced tho
>>28237my problem is that i need money
i am of course buying an older and cheapest version of the commodity
i really want to enlist for those product testing, research, fuck ass groups but i don't know how to get in them
you get paid to just blather on how you FEEL about things
>>28238I signed up for the google one and occassionally they give me emails for a 100$ fuck-you money survey but I never go.
Heres the link
https://userresearch.google.com/ https://en.wikipedia.org/wiki/Unified_Payments_Interfacehas anybody heard of this system before?
I don't understand teh economic implication and goals fo the indian bourgeoisie with this
It sounds too good to be true for now, How is this different than whatever method the US Google Pay and Apple Pay
use
When the Ukraine War happened and SWIFT shutdown Russia, Were they still able to use their internal country's payment systems, If I use Google Pay UPI and something like that happened would I still be able to use domestic payment
Digital Payment is so confusing and feels hella insecure but it's the most convenient too,
How do anons conduct their payment affairs?
>>28797Also how does this system compare with Venom and PayPal
are they the same or worse
I heard burgers have something called "Zelle"
>>28797>I don't understand teh economic implication and goals fo the indian bourgeoisie with thisIt's the same as the bourgeois of every other country, if you control cash you can control people invisibly.
Here in medellín the metro only let's you in if you have a card and with that they basically banned people on precarious situations from ever using the trains.
Now with payment services like those you mention business can soft ban poor people.
>>28823what's a wiring system, i've never had a bank account
>fedwire>interacdo people use this for like regular payments like a candy purchase
ive only heard of wire transfer in old movies
>>28832Wiring is a name for transferring money directly from one account to another over a long distance and in a short amount of time.
It comes from the days of telegrams which helped facilitate long-distance banking.
Wiring is used for personal transactions or larger business transactions mostly; if you're buying something retail you'll probably use a debit or credit card where there's a middleman like Mastercard or Visa handling all of the details, or something like PayPal or Stripe.
>>28962doesn't it make your credit history bad if you constantly open and close cards?
but I have definitely thought about doing this myself, just too lazy
>>30897I've used them, and they're exactly what you expect.
Honestly? They're not going to be a "living" unless you manage to leverage them into social media/audience.
So if you're thinking about it, just do it for the experience and be proactive. Create a portfolio and reach out to people you want to make stuff for, give them a freebie/gift.
And minmax your price, like $300+ for good work you create, and like $13 for cranked shit your just AI or copy. 30% payment upfront
always to filter out the scammers.
You want fewer but better customers/clients that you can, in the long term, pivot or leverage into getting off those sites.
>>30897The only way I can think of making fiverr profitable is just finding some free programs online to do a task for you in like a minute or under and then listing it as a service on fiverr.
Like just saying you'll edit their photos and bulk feeding them into a photoshop preset or something.
>>30899Thank you anon. I'm gonna give them a try. I'm just looking to make some money on the side, as I live in a third world country with high inflation and can barely make it to the end of the month. Turning it into a full time job would be a long term goal but I don't know if it's plausible.
>>30906Yeah, that would be interesting.
>>30911Remember, if you're going to do business you've got to think like a
real capitalist i.e. Don't believe the bullshit they say
is business', look behind it as any good commie should.
gl anon :D
>>30897Yes I work on Fiverr. Make around $1-3000 a month.
I do mainly copy editing. The admin fees are insane (20%) and they even garnish your tips too. Very difficult to organise against it, because at the end of the day it's all about your position in the stack so if you get thrown off and have to start again, your rating and position starts again too, which means starting with low prices and having to work your way up.
Fiverr, you set up your "stall" and let clients come to you. Upwork is the reverse, clients put up a job and you and a hundred others swarm with offers. You can get work on upwork, but it's a demoralising after sending so many offers and getting nothing. Both are very alienating platforms on the whole though, but it does allow me flexibility and work from home.
As the other anon said, It's imperative to get your clients off the platform, but you've got to be sneaky about this. Posting in the chat box, "hey give me your email so you pay me direct" will get you thrown off the platform, but "can we have a quick chat on zoom to go over your order" and then during that chat, if you have a good relationship, let them know that it'll be better for both of you if you can pay direct.
Also, when you do get a regular client, you can charge them MORE for each order. If they like you, then you're taking out the hassle of them having to search for a worker each time they have a job. So, I would think of first orders like an introductory offer and then raise the price after, when they start asking for custom orders etc. This works better with serious business people than individuals.
>>32229probably 20 or so. although I'm kinda always "on call" to answer requests from people
>>32231It's more of a general sense. The thing about fiverr is that you have people looking for high quality work for the lowest possible price. Like I said, if you're a business finding the right people is a task in and of itself. Individuals want a cheap job in and out. Businesses want that too, but if they want repeat orders will realise the value of paying more for the right person.
Droppin a hot money minting cash cow- a lot of you anons with spare time on your hands can make bank by being a chad leftypol litigator troll.
A lot of companies will just settle for half or so whatever you sue them for in small claims. Its barely 200 or less to file and you can sue up to 4 times a year. If you sue 4 times for 10k each, you can have more savings than the average burger in a year. Some companies have arbitration/mediation clauses which are different from regular court (they are even easier).
All you have to do is gather or drum up 'evidence' which is basically just gathering all documents related to a transaction. For example if you're renting a place, plant some evidence of pests or other hazards and sue them for it after you get evidence the landlord did nothing. To be truly based sue your landlords, airBnB, banks, Google, any enemy of the left etc. For example I intend to arbitrate with aBnB for 10k after they didnt return some of my money.
If you wanna be a real chad, self study law and sue them in actual civil court and self represent for yourself to save money. They will shit themselves because hiring a lawyer costs a shit ton and will be eager to settle.
To get started go on your local courts websites and see what documents are available to file. Then file the motions, affadavits or whatever to build a case and sue the shit out of some capitalists. Report back here when you win.
If you win a judgment, freeze their bank accounts to collect whats owed to you.
If I ever end up broke, my plan is to do this full time.
>>33184r u 4 real?
Maybe you could get more stable employment by being a life coach or listen to your clients. You could also make them suck your dick for cash y'know. You can only suck so many dicks.
Also know your worth. You're probably undercharging.
>>36869/edu/
>>39421sounds cute, post baked goods :D
>>39421I remember reading this comment a couple weeks ago and being filled with unease.
And then I got laid off.
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