/labor/ - Labor

never take a loan if you can help it. you might think the empire is collapsing tomorrow and your debt will be absolved in a jubilee but don't do it. the interest isn't worth it and the creditor harassment is demoralizing. I have never taken a loan after seeing what my parents went through. I am doing better financially than both my parents despite having less education because

1. i never took loans

2. i stuck around at one job for years until I got promoted into a position usually reserved for more experienced people instead of doing the meme of quitting every 2 years and looking for some other entry level gig to get exploited at

Buy a used car at a margin where you plain to get around 50K to 100K miles out of it for an initial cost of 5K to 10K, with reasonable maintenance and repairs you'll spend less than 50 cents a mile. Financing a new car is never worth the cost. Pay cash, don't do payments. Steal as often as possible, rob drug dealers off of Craigslist and sell fake watches to tourists. Create a fake business and open new checking accounts that give you $$$ for direct deposits, Direct deposit from your own company as their employee, rinse and repeat. Go through garbage cans, peoples homes and personal vehicles for valuables. Ask the homeless for money, change the game and reimagine reality.

>>432
>Create a fake business and open new checking accounts that give you $$$ for direct deposits

Along the same lines, work as an independent contractor or self employed if you can and then you can write off your normal daily expenses for taxes by claiming them as a business expense.

All thats needed to fend of the IRS leeches is some bs paperwork proving it was a business expense. And save some extra money from the taxes youre saving on in the future. That way if you ever do get audited, you can buy a fancy lawywer to fend off the leeches. In the end you'll still be net positive depriving defenseporkies of your tax dollars, be a true a patriot and avoid your taxes.

>>431
Also pay the statement balance on the credit card every month to avoid interest. Never pay the minimum only as they rape you with taxes on that. You can pay the full balance if you have the money, but theres no real additional benefit over paying the statement balance.

If you ever get hit with a fee, call the fucks and threaten to cancel the card and theyll usually waive it. Ive had 100s waived in fees and interest before if you just act like you forgot to check.

>>432
Also learn how to do basic maintenance and repairs yourself and you can save a few hundred. Its not hard to change fluids, just get those fucking car ramps and some jack safeties and unscrew the drain plug, change the oil filter and top-off. There are manuals for your car you can find online to help.

Mechanics dont do anything special and half the time they fuck up more than they do a proper job. Just do it yourself.

Or if youre in an area with low/slow car traffic get a scooter. My insurance for the scooter is literally 35$ for the YEAR.

>>434
>Along the same lines, work as an independent contractor or self employed if you can and then you can write off your normal daily expenses for taxes by claiming them as a business expense.
Only works in burgerstan maybe. Here being an indipendent contractor is a way for businesses to fuck you over harder.

>>432

Okay Tyler durden