>>773442So long as there’s human civilization, S&P500 is a safe bet. If S&P500 fails, the world is fucked and money will no longer matter for the immediate future anyway.
>>776311I’ve got Schwab’s international index. No clue what the individual stocks are but it returns about 5% annually, although over the last 10 years it’s been returning about 8%. I used to also have US bonds but I found that pointless and moved that money to either index funds or my HYSA.